Use our Florida payroll calculator to estimate wages, taxes, and deductions quickly. This FL paycheck calculator supports small businesses and includes recommended payroll software tools.

Florida has no state income tax, but payroll still requires accurate calculation of federal withholdings and employee deductions. This Florida payroll calculator helps you estimate wages and take-home pay quickly. Enter your employee details below to calculate a fast FL paycheck estimate.

---

---

Simplify Payroll With Payroll Software

Even without state income tax, Florida payroll still requires accuracy for federal taxes, employee deductions, and direct deposit processing. Payroll software helps automate tax calculations, keep pay history organized, and reduce mistakes that often happen with manual spreadsheets. If payroll is becoming time-consuming, switching to software can simplify the process and improve reliability.

Free and Affordable Payroll Software Options for Small Businesses

1. Payroll4Free (Truly Free Option)

Key features:

• Free payroll for up to 25 employees
• Wage and tax calculations
• Direct deposit using your bank
• W-2 and 1099 filing
• Optional add-ons for automated tax filing and ACH
• Secure employee records and pay tracking

Best for: Florida micro-businesses seeking no-cost payroll.

---

2. Gusto (Low Cost + Free Trial)

Key features:

• Automated federal payroll tax filings
• W-2 and 1099 preparation
• Employee onboarding, benefits tools, and time tracking
• Integrations with QuickBooks, Xero, and more
• Contractor-only options available
• Easy-to-learn user interface

Best for: Florida small businesses wanting reliable automated payroll.

---

3. Wave Payroll (Low Cost + Free Accounting Suite)

Key features:

• Automated payroll calculations
• Direct deposit and employee access
• Seamless integration with Wave’s free accounting platform
• Organized pay stub presentation
• Predictable monthly pricing

Best for: Florida businesses already using Wave for bookkeeping.

---

4. SurePayroll (Affordable + Mobile Access)

Key features:

• Automated payroll tax filing
• New hire reporting
• Mobile payroll app
• Optional HR add-ons
• Small business-friendly pricing

Best for: Florida businesses wanting straightforward payroll and helpful support.

---

5. OnPay (Flat Pricing + 30-Day Free Trial)

Key features:

• Automated tax filings and payments
• HR tools, onboarding support, and document storage
• Role-based user permissions
• Integrations with accounting and time-tracking systems
• Transparent flat-rate pricing

Best for: Florida employers needing payroll and HR in one solution.

Payroll Software Comparison Chart

Software	Free / Trial	Tax Filing Automation	Direct Deposit	HR / Benefits	Ideal For
Payroll4Free	Free for ≤25 employees	Manual or add-on	Yes (via bank)	No	Very small businesses
Gusto	Free trial	Yes	Yes	Yes	Growing teams
Wave Payroll	Free accounting; paid payroll	Yes	Yes	Employee portal	Wave users
SurePayroll	Low-cost	Yes	Yes	HR tools	Budget-conscious teams
OnPay	30-day free trial	Yes	Yes	Yes	Payroll + HR

---

Florida Employment Taxes Overview

Payroll in Florida is simpler than in most states because Florida does not levy state income tax, but employers still have specific payroll-related responsibilities they must manage.

Key Florida Employment Taxes

1. No State Income Tax

• Florida does not require income tax withholding, simplifying payroll compared to most states.

2. Florida Reemployment Tax (SUTA)

• Employers pay state unemployment tax, called the Reemployment Tax.
• Rates vary based on experience history and employer status.
• Only the employer contributes; employees do not.

3. Federal Employment Taxes
Florida employers still must handle all required federal payroll taxes:

• Federal income tax
• Social Security tax (employer + employee share)
• Medicare tax (employer + employee share)
• FUTA tax (employer only)

Even with no state income tax, Florida businesses must carefully manage federal reporting and unemployment contributions to stay compliant.

Streamlining Payroll in Florida

Florida employers benefit from payroll processes that stay accurate even as staffing needs change. After using this calculator to estimate wages and deductions, consider payroll software that automates calculations and improves consistency across every pay cycle.